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Category: Lower Keys Mortgage

The Florida Keys are a string of tropical islands stretching about 120 miles off the southern tip of the U.S. state of Florida, between the Atlantic Ocean and Gulf of Mexico. They’re known as a destination for fishing, boating, snorkeling and scuba diving. The southernmost city of Key West is famous for Duval Street’s many bars, Mallory Square’s nightly Sunset Celebration and the Ernest Hemingway Home and Museum.

More Listings Are Coming onto the Market [INFOGRAPHIC]

Written by Lower Keys Mortgage Syndicated User on . Posted in For Sellers, Housing Market Updates, Infographics, Lower Keys Florida Mortgage, Lower Keys Mortgage.

Some Highlights Worried you won’t be able to find your next home after you sell? You should know data from realtor.com shows more listings are coming onto the market each month this year. Having additional options can make the search for your next home. But inventory is still low overall, which means your house should still stand out when you sell. If your biggest question is where you’ll go if you sell, take this as encouraging news. Let’s connect to start the process today. Content previously posted on Keeping Current Matters

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Home Price Deceleration Doesn’t Mean Home Price Depreciation

Written by Lower Keys Mortgage Syndicated User on . Posted in For Buyers, For Sellers, Housing Market Updates, Lower Keys Florida Mortgage, Lower Keys Mortgage, Pricing.

Experts in the real estate industry use a number of terms when they talk about what’s happening with home prices. And some of those words sound a bit similar but mean very different things. To help clarify what’s happening with home prices and where experts say they’re going, here’s a look at a few terms you may hear: Appreciation is when home prices increase. Depreciation is when home prices decrease. Deceleration is when home prices continue to appreciate, but at a slower pace. Where Home Prices Have Been in Recent Years For starters, you’ve probably heard home prices have skyrocketed over...

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A Majority of Consumers Say It’s a Good Time To Sell Your House

Written by Lower Keys Mortgage Syndicated User on . Posted in For Sellers, Lower Keys Florida Mortgage, Lower Keys Mortgage.

If you’re a homeowner thinking about selling your house, you’re probably looking for the best time to make your move. That means you’re likely balancing a number of factors, like your changing needs, where you’ll go when you sell, and today’s mortgage rates in order to time it just right. According to recent data, that sweet spot could already be here. The latest Home Purchase Sentiment Index (HPSI) by Fannie Mae finds that 76% of consumers believe now is a good time to sell. The graph below shows the percentage of survey respondents who say it’s a good time to sell a house. The big dip in...

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Is the Housing Market Correcting?

Written by Lower Keys Mortgage Syndicated User on . Posted in For Buyers, For Sellers, Housing Market Updates, Lower Keys Florida Mortgage, Lower Keys Mortgage.

If you’re following the news, all of the headlines about conditions in the current housing market may leave you with more questions than answers. Is the boom over? Is the market crashing or correcting? Here’s what you need to know. The housing market is moderating compared to the last two years, but what everyone needs to remember is that the past two years were record-breaking in nearly every way. Record-low mortgage rates and millennials reaching peak homebuying years led to an influx of buyer demand. At the same time, there weren’t enough homes available to purchase thanks to many years...

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More Americans Choose Real Estate as the Best Investment Than Ever Before

Written by Lower Keys Mortgage Syndicated User on . Posted in For Buyers, Housing Market Updates, Lower Keys Florida Mortgage, Lower Keys Mortgage.

Americans’ opinion on the value of real estate as an investment is climbing. That’s according to an annual survey from Gallup. Not only is real estate viewed as the best investment for the ninth year in a row, but more Americans selected it than ever before. The graph below shows the results of the survey since Gallup began asking the question in 2011. As the trend lines indicate, real estate has been gaining ground as the clear favorite for almost a decade now: If you’re thinking about purchasing a home, let this poll reassure you. Even when inflation is high like today, Americans recognize...

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The Top Reasons To Own Your Home [INFOGRAPHIC]

Written by Lower Keys Mortgage Syndicated User on . Posted in First Time Home Buyers, For Buyers, Infographics, Lower Keys Florida Mortgage, Lower Keys Mortgage, Move-Up Buyers.

Some Highlights June is National Homeownership Month, and it’s a great time to consider the benefits of owning your own home. If you’re considering homeownership, know that it can give you privacy, comfort, and a place to express yourself. It can also provide financial stability and help you grow your net worth. Are you ready to experience all the great benefits that come from purchasing a home? Let’s connect to begin the process today. Content previously posted on Keeping Current Matters

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Luxury Homes Are in High Demand

Written by Lower Keys Mortgage Syndicated User on . Posted in For Sellers, Lower Keys Florida Mortgage, Lower Keys Mortgage, Luxury Market.

As people realize their needs are changing, some are turning to luxury housing to find their dream home. Investopedia helps define what pushes a home into this category. In a recent article, they point out that a luxury home isn’t only defined by its price. Location is also an important factor. It could be a condo at a desirable city address, a spacious home on the water, or one with access to luxury activities like arts and entertainment, high-end shopping and dining, and more. The home itself will also boast some of the finest features available. According to the Luxury Market Report from...

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What Are the Best Options for Today’s First-Time Homebuyers?

Written by Lower Keys Mortgage Syndicated User on . Posted in First Time Home Buyers, For Buyers, Lower Keys Florida Mortgage, Lower Keys Mortgage.

If you’re looking to buy your first home, you’re likely balancing several factors. Because both mortgage rates and home prices have risen this year, it costs more to buy a home than it did even just a few months ago. But that doesn’t mean you have to put your plans on hold. If you partner with a trusted real estate advisor and hone your strategy, you can navigate today’s market and find the home you’re looking for. Here are two tips to help you get started. Work with a Professional To Prioritize Your Wish List If you’re having trouble finding a home in your budget that checks all the boxes,...

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