Is the idea of saving for a down payment holding you back from buying a home right now? You may be eager to take advantage of today’s low mortgage rates, but the thought of needing a large down payment might make you want to pump the brakes. Today, there’s still a common myth that you have to come up with 20% of the total sale price for your down payment. This means people who could buy a home may be putting their plans on hold because they don’t have that much saved yet. The reality is, whether you’re looking for your first home or you’ve purchased one before, you most likely don’t need...
Every year, households across the country make the decision to rent for another year or take the leap into homeownership. They look at their earnings and savings and then decide what makes the most financial sense. That equation will most likely take into consideration monthly housing costs, tax advantages, and other incremental expenses. Using these measurements, recent studies show that it’s still more affordable to own than rent in most of the country.
There is, however, another financial advantage to owning a home that’s often forgotten in the analysis – the wealth built through equity...
Six barracuda and four bonefish releases earned guide Pat Bracher and his 9-year-old angler daughter Charley, both of Cudjoe Key, Florida, top honors in the spin division of the Sugarloaf Showdown.Florida Keys Newsroom
A first-rate performing arts community in the Florida Keys & Key West offers audiences seasonal musicals, comedies and award-winning performances. The cultural community is adapting in a coronavirus era to present unique virtual and in-person socially distanced performances. A selection of early 2021 highlights is outlined here.Florida Keys Newsroom
A large-scale mosaic mural featuring art by nearly 300 Florida Keys artists is touring the island chain to celebrate the connection between the community and cultural initiatives. Florida Keys Newsroom