Would You Let $80 a Month Hold You Back from Buying a Home?

Written by Lower Keys Mortgage Syndicated User on November 13, 2025. Posted in Affordability, First-Time Buyers, For Buyers, Forecasts, Lower Keys Florida Mortgage, Lower Keys Mortgage, Mortgage Rates.

A lot of buyers are stuck in “wait and see” mode right now. They’re watching rates hover a little above 6% and thinking, I’ll buy once they hit the 5s. Because who doesn’t want a better rate?But here’s the thing: that 5.99% number might not save you as much as you think.Affordability is still a challenge. There’s no question about that. But the market has given savvy buyers a head start. Mortgage rates have already come down over the past few months. And the drop we’ve seen saves you more than you’d think.How Much You’ve Already Saved, Without Realizing ItLet’s put some real numbers...

Is the Housing Market Going To Crash? Here’s What Experts Say

Written by Lower Keys Mortgage Syndicated User on October 20, 2025. Posted in Economy, For Buyers, For Sellers, Forecasts, Home Prices, Lower Keys Florida Mortgage, Lower Keys Mortgage.

If you’ve seen headlines or social posts calling for a housing crash, it’s easy to wonder if home values are about to take a hit. But here’s the simple truth.The data doesn’t point to a crash. It points to slow, continued growth.And sure, it’s going to vary by local area. Some markets will see prices rise more than others. And some may even see small, short-term declines. But the big picture is: home prices are expected to rise nationally, not fall, over the next 5 years.The Real Story Is in the Expert ForecastsIn the Home Price Expectations Survey (HPES) from Fannie Mae, each quarter over...

2026 Housing Market Outlook

Written by Lower Keys Mortgage Syndicated User on October 15, 2025. Posted in For Buyers, For Sellers, Forecasts, Home Prices, Lower Keys Florida Mortgage, Lower Keys Mortgage, Mortgage Rates.

After a couple of years where the housing market felt stuck in neutral, 2026 may be the year things shift back into gear. Expert forecasts show more people are expected to move – and that could open the door for you to do the same.More Homes Will SellWith all of the affordability challenges at play over the past few years, many would-be movers pressed pause. But that pause button isn’t going to last forever. There are always people who need to move. And experts think more of them will start to act in 2026 (see graph below):What’s behind the change? Two key factors: mortgage rates and home...

History Shows the Housing Market Always Recovers

Written by Lower Keys Mortgage Syndicated User on August 27, 2025. Posted in Economy, For Sellers, Forecasts, Lower Keys Florida Mortgage, Lower Keys Mortgage, Selling Tips.

Now that the market is slowing down, homeowners who haven’t sold at the price they were hoping for are increasingly pulling their homes off the market. According to the latest data from Realtor.com, the number of homeowners taking their homes off the market is up 38% since the start of this year and 48% since the same time last June. For every 100 new listings in June, about 21 homes were taken off the market.And if you’ve made that same choice, you’re probably frustrated things didn’t go the way you wanted. It’s hard when you feel like the market isn’t working with you. But while slowdowns...

Home Price Forecasts for the Second Half of 2025

Written by Lower Keys Mortgage Syndicated User on July 29, 2025. Posted in For Buyers, For Sellers, Forecasts, Home Prices, Infographics, Lower Keys Florida Mortgage, Lower Keys Mortgage.

Some HighlightsWith all the headlines circulating recently, you may be wondering what’s next for home prices? Here’s what the expert forecasts say.Home prices are still forecast to rise nationally this year, just at a much slower pace. But price trends are going to vary by area.To have a quick conversation about what’s happening in your local market, connect with a real estate agent.

Housing Market Forecasts for the Rest of 2025

Written by Lower Keys Mortgage Syndicated User on July 24, 2025. Posted in For Buyers, For Sellers, Forecasts, Home Prices, Lower Keys Florida Mortgage, Lower Keys Mortgage, Mortgage Rates.

If you’ve been watching the market, you’ve likely noticed a few changes already this year. But what’s next? From home prices to mortgage rates, here’s what the latest expert forecasts suggest for the rest of 2025 – and what these shifts could mean for you.Will Home Prices Fall?Many buyers are hoping home prices will come down soon. And recent headlines about prices dipping in some areas are making some people believe it’s just a matter of time before there’s a bigger drop. But here are the facts.While home price growth is slowing down, that doesn’t mean we’re headed for a crash. As...

The Latest Mortgage Rate Forecasts

Written by Lower Keys Mortgage Syndicated User on July 22, 2025. Posted in For Buyers, For Sellers, Forecasts, Infographics, Lower Keys Florida Mortgage, Lower Keys Mortgage, Mortgage Rates.

Some HighlightsIf you’re tempted to delay your move in hope that mortgage rates will come down, you may want to rethink that strategy based on the latest forecast.Experts say mortgage rates are projected to stay in the 6s this year. So don’t expect a big drop.If you want to talk about what this means for your move, connect with a real estate agent. As forecasts change, having an expert who can keep you updated is essential.

The Truth About Where Home Prices Are Heading

Written by Lower Keys Mortgage Syndicated User on July 10, 2025. Posted in For Buyers, For Sellers, Forecasts, Home Prices, Lower Keys Florida Mortgage, Lower Keys Mortgage.

There are plenty of headlines these days calling for a housing market crash. But the truth is, they’re not telling the full story. Here’s what’s actually happening, and what the experts project for home prices over the next 5 years. And spoiler alert – it’s not a crash.Yes, in some local markets, prices are flattening or even dipping slightly this year as more homes hit the market. That’s normal with rising inventory. But the bigger picture is what really matters, and it’s far less dramatic than what the doom-and-gloom headlines suggest. Here’s why.Over 100 leading housing market experts...

Housing Market Forecasts for the Second Half of 2025

Written by Lower Keys Mortgage Syndicated User on May 16, 2025. Posted in Buying Tips, For Buyers, Forecasts, Infographics, Lower Keys Florida Mortgage, Lower Keys Mortgage, Mortgage Rates.

Some HighlightsAre you wondering what to expect if you buy or sell a home in the second half of the year? Here’s what the expert forecasts tell you.Mortgage rates are expected to come down slightly. There will be more homes available for sale. And as inventory rises, home price growth will moderate.Want to know what this could mean for your plans? Connect with a local agent and talk through it together.

Housing Market Forecasts for the Second Half of the Year

Written by Lower Keys Mortgage Syndicated User on May 8, 2025. Posted in Forecasts, Lower Keys Florida Mortgage, Lower Keys Mortgage, Mortgage Rates.

From rising home prices to mortgage rate swings, the housing market has left a lot of people wondering what’s next – and whether now is really the right time to move. There is one place you can turn to for answers you want the most. And that’s the experts.Leading housing experts are starting to release their projections for the rest of the year. These insights will give you clarity – and a little more optimism than you might expect. Business Insider sums up the forecasts (and why they’re good news for you):“As mortgage rates go down this year, affordability may improve slightly for...

Category: Forecasts