The Best Week To List Your House Is Just Around the Corner

Written by Lower Keys Mortgage Syndicated User on March 29, 2022. Posted in For Sellers, Housing Market Updates, Lower Keys Florida Mortgage, Lower Keys Mortgage.

Are you thinking about selling your house? If so, you may want to make it a priority to start the process soon. According to realtor.com, the sweet spot for sellers is just around the corner. In a recent study, experts analyzed housing market trends by looking at data from the past several years (excluding 2020, since it was an atypical year). When applied to the current market, experts determined the ideal week to list a house this year. The research says: “Home sellers on the fence waiting for that perfect moment to sell should start preparations, because the best time to list a home in...

A Key To Building Wealth Is Homeownership

Written by Lower Keys Mortgage Syndicated User on March 28, 2022. Posted in First Time Home Buyers, For Buyers, Housing Market Updates, Lower Keys Florida Mortgage, Lower Keys Mortgage, Rent vs. Buy.

The link between financial security and homeownership is especially important today as inflation rises. But many people may not realize just how much owning a home contributes to your overall net worth. As Leslie Rouda Smith, President of the National Association of Realtors (NAR), says: “Homeownership is rewarding in so many ways and can serve as a vital component in achieving financial stability.” Here are just a few reasons why, if you’re looking to increase your financial stability, homeownership is a worthwhile goal. Owning a Home Is a Building Block for Financial Success A recent...

How an Energy Efficient Home Can Be a Bright Idea [INFOGRAPHIC]

Written by Lower Keys Mortgage Syndicated User on March 25, 2022. Posted in First Time Home Buyers, For Buyers, Infographics, Lower Keys Florida Mortgage, Lower Keys Mortgage, Move-Up Buyers.

Some Highlights With inflation driving up the cost of everyday items, seeking out an energy-efficient home can be a great way to decrease the expenses you can control. Energy efficiency can help lower your utility bills and possibly even save you money on your taxes. Options to look for include efficient appliances, windows, and solar panels. If you’re planning to buy a home this year, consider energy efficiency in your search. Let’s connect so you can better understand features that can save you money for years to come. Content previously posted on Keeping Current Matters

What You Can Expect from the Spring Housing Market

Written by Lower Keys Mortgage Syndicated User on March 24, 2022. Posted in For Buyers, For Sellers, Housing Market Updates, Interest Rates, Lower Keys Florida Mortgage, Lower Keys Mortgage, Pricing.

As the spring housing market kicks off, you likely want to know what you can expect this season when it comes to buying or selling a house. While there are multiple factors causing some uncertainty, including the conflict overseas, rising inflation, and the first rate increase from the Federal Reserve in over three years — the housing market seems to be relatively immune. Here’s a look at what experts say you can expect this spring. 1. Mortgage Rates Will Climb Freddie Mac reports the 30-year fixed mortgage rate has increased by more than a full point in the past six months. And despite some...

Florida Mortgage | Why We’re Not Headed for a Housing Crash

Written by Lower Keys Mortgage Syndicated User on March 24, 2022. Posted in Lower Keys Florida Mortgage, Lower Keys Mortgage.

Florida Mortgage | Why We’re Not Headed for a Housing Crash Today’s housing market is nothing like it was in 2008. Let’s connect to discuss the reasons why it’s different. NMLS ID 1834853 #floridamortgage #floridamortgagerates #floridamortgagecompany

What You Need To Know if You’re Thinking About Building a Home

Written by Lower Keys Mortgage Syndicated User on March 23, 2022. Posted in For Buyers, Housing Market Updates, Lower Keys Florida Mortgage, Lower Keys Mortgage, Move-Up Buyers, New Construction.

If you’re ready to move up, you may be trying to decide whether you want to buy a home that’s already on the market or build a new one. And since the supply of homes available for sale today is low, you’re willing to consider either avenue. While home builders are doing everything they can to construct more houses and help narrow the supply shortage, they’re also facing delays due to factors outside of their control. Here’s the latest on some of the key challenges homebuilders are experiencing today and how they could impact your plans to move up. When you know what’s happening in the industry,...

The Many Benefits of Homeownership

Written by Lower Keys Mortgage Syndicated User on March 22, 2022. Posted in First Time Home Buyers, For Buyers, Lower Keys Florida Mortgage, Lower Keys Mortgage, Rent vs. Buy.

The past two years have taught us the true value of homeownership, especially the stability and the feeling of accomplishment it can provide. But homeownership has so much more to offer. Here’s a look at a few of the non-financial and financial benefits of owning a home. If you’re looking to buy a home today, think about all the ways homeownership can impact your life. Homeownership Has Impactful Personal and Emotional Benefits Owning your home gives you a significant sense of pride because it’s a space that is truly yours. And as a homeowner, you can customize your home to your heart’s desire....

The Average Homeowner Gained More Than $55K in Equity over the Past Year

Written by Lower Keys Mortgage Syndicated User on March 21, 2022. Posted in For Sellers, Housing Market Updates, Lower Keys Florida Mortgage, Lower Keys Mortgage, Pricing.

If you’re a current homeowner, you should know your net worth just got a big boost. It comes in the form of rising home equity. Equity is the current value of your home minus what you owe on the loan. Today, you’re building that equity far faster than you may expect – and this gain is great news for you. Here’s how it happened. Home values are on the rise thanks to low housing supply and high buyer demand. Basically, there aren’t enough homes available to meet this high buyer interest, so bidding wars are driving home prices up. When you own a home, the rising prices mean your home is worth...

Spring Cleaning Checklist for Sellers [INFOGRAPHIC]

Written by Lower Keys Mortgage Syndicated User on March 18, 2022. Posted in For Sellers, Infographics, Lower Keys Florida Mortgage, Lower Keys Mortgage.

Some Highlights If you’re thinking about selling your house this spring, here are some things you’ll want to tackle before you list. Spend your time on tasks that make it feel inviting, show it’s cared for, and boost your curb appeal. To determine the full list of things you’ll want to tackle for your home, you need the opinion of a trusted expert. Let’s connect to help make sure your house shows well this season. Content previously posted on Keeping Current Matters

Did Your Dream Home Just Come on the Market?

Written by Lower Keys Mortgage Syndicated User on March 17, 2022. Posted in First Time Home Buyers, For Buyers, Housing Market Updates, Lower Keys Florida Mortgage, Lower Keys Mortgage, Move-Up Buyers.

For the first time in a long time, the number of newly listed homes is beginning to rise. In their latest monthly release, realtor.com reveals the number of existing homes entering the market has increased for two months in a row (this comes after six months of declines). Here’s a graph showing the monthly new listings going back to January of last year. The green bars indicate the first gains since June. However, buying demand is still outpacing housing supply. Though the increase in homes coming to the market is great news for prospective homebuyers, the number of buyers is still outpacing...

Category: Lower Keys Florida Mortgage