Why Now Is a Great Time To Sell Your House

Written by Lower Keys Mortgage Syndicated User on November 29, 2021. Posted in For Sellers, Housing Market Updates, Lower Keys Florida Mortgage, Lower Keys Mortgage, Move-Up Buyers, Pricing, Selling Myths.

As we near the end of the year, more homeowners are realizing the benefits of today’s sellers’ market. Record-breaking home price appreciation, growing equity, low inventory, and competitive mortgage rates are motivating homeowners to make a move that addresses their changing lifestyles. In fact, recent data from realtor.com shows a larger share of homeowners are planning to list their houses this winter. So, that means more homes are about to hit the market, which will lead to more choices for buyers too. According to George Ratiu, Manager of Economic Research at realtor.com: “The pandemic...

Reasons To Hire a Real Estate Professional [INFOGRAPHIC]

Written by Lower Keys Mortgage Syndicated User on November 26, 2021. Posted in For Buyers, For Sellers, Infographics, Lower Keys Florida Mortgage, Lower Keys Mortgage.

Some Highlights Whether you’re buying or selling, there are many perks that come from working with a real estate advisor. Real estate professionals are experts at navigating all aspects of the buying and selling process, including negotiating on your behalf. We can also explain today’s market and break down what it means for you. Don’t go at it alone. Let’s connect today so you have advice and an expert to count on each step of the way. Content previously posted on Keeping Current Matters

Thank You for Your Support

Written by Lower Keys Mortgage Syndicated User on November 25, 2021. Posted in Holidays, Lower Keys Florida Mortgage, Lower Keys Mortgage, Time-sensitive, Uncategorized.

Content previously posted on Keeping Current Matters

How Smart Buyers Are Approaching Rising Mortgage Rates

Written by Lower Keys Mortgage Syndicated User on November 24, 2021. Posted in Buying Myths, First Time Home Buyers, For Buyers, Interest Rates, Lower Keys Florida Mortgage, Lower Keys Mortgage, Move-Up Buyers.

Last week, the average 30-year fixed mortgage rate from Freddie Mac inched up to 3.1%, and experts project rates will continue rising through 2022: “The 30-year fixed-rate mortgage was 2.9% in the third quarter of 2021. We forecast mortgage rates to increase slightly through the remainder of the year and reach 3.0%, rising to 3.5% for full year 2022.” If you’re thinking of buying a home, here are a few things to keep in mind so you can succeed even as mortgage rates rise. Taking Time Off Can Be Costly Mortgage rates play a significant role in your home search. As rates go up, your monthly...

Don’t Believe Everything You Read: The Truth Many Headlines Overlook

Written by Lower Keys Mortgage Syndicated User on November 23, 2021. Posted in Distressed Properties, For Buyers, For Sellers, Foreclosures, Housing Market Updates, Interest Rates, Lower Keys Florida Mortgage, Lower Keys Mortgage, Pricing.

There are a lot of questions right now regarding the real estate market as we head into 2022. The forbearance program is coming to an end and mortgage rates are beginning to rise. With all of this uncertainty, anyone with a megaphone – from the mainstream media to a lone blogger – has realized that bad news sells. Unfortunately, we’ll continue to see a rash of troublesome headlines over the next few months. To make sure you aren’t paralyzed by a headline, turn to reliable resources for a look at what to expect from the housing market next year. There are already alarmist headlines starting...

4 Ways Homeowners Can Use Their Equity

Written by Lower Keys Mortgage Syndicated User on November 22, 2021. Posted in For Sellers, Lower Keys Florida Mortgage, Lower Keys Mortgage, Move-Up Buyers.

Your equity is a powerful tool that can help you achieve your goals as a homeowner. And chances are, your equity grew substantially over the past year. According to the latest Equity Insights Report from CoreLogic, homeowners gained an average of $51,500 in equity over the past year. If you’re looking for the best ways to use your growing equity, here are four options: 1. Use Your Equity To Buy a Home That Fits Your Needs If you’re finding you no longer have the space you need, it might be time to move into a larger home. Or, it’s possible you have too much space and would like something smaller....

Florida Mortgage | All Signs Point to Your House Selling Quickly This Year

Written by Lower Keys Mortgage Syndicated User on November 20, 2021. Posted in Lower Keys Florida Mortgage, Lower Keys Mortgage.

Florida Mortgage | All Signs Point to Your House Selling Quickly This Year | Current real estate conditions are creating great opportunities for sellers. Let’s connect to discuss why you should expect your house to sell quickly in today’s market. NMLS ID 1834853 #floridamortgage #floridamortgagerates #floridamortgagecompany

Your Journey to Homeownership [INFOGRAPHIC]

Written by Lower Keys Mortgage Syndicated User on November 19, 2021. Posted in First Time Home Buyers, For Buyers, Infographics, Lower Keys Florida Mortgage, Lower Keys Mortgage, Move-Up Buyers.

Some Highlights When it comes to buying a home, there are a number of key milestones along the way. The process includes everything from building your team and understanding your finances to going house hunting, making an offer, and more. When you’re ready to start your journey, let’s connect so you have trusted guidance at every milestone in the process. Content previously posted on Keeping Current Matters

Home Sales About To Surge? We May See a Winter Like Never Before.

Written by Lower Keys Mortgage Syndicated User on November 18, 2021. Posted in For Buyers, For Sellers, Housing Market Updates, Lower Keys Florida Mortgage, Lower Keys Mortgage.

Like most industries, residential real estate has a seasonality to it. For example, toy stores sell more toys in October, November, and December than they do in any other three-month span throughout the year. More cars are sold in the U.S. during the second quarter (April, May, and June) than in any other quarter of the year. Real estate is very similar. The number of homes sold in the spring is almost always much greater than at any other time of the year. It’s even labeled as the spring buying season. Historically, the number of buyers and listings for sale significantly increase in the spring...

Retirement May Be Changing What You Need in a Home

Written by Lower Keys Mortgage Syndicated User on November 17, 2021. Posted in Baby Boomers, Demographics, For Buyers, For Sellers, Lower Keys Florida Mortgage, Lower Keys Mortgage, Senior Market.

The past year and a half brought about significant life changes for many of us. For some, it meant entering retirement earlier than expected. Recent data shows more people retired this year than anticipated. According to the Schwartz Center for Economic Policy Analysis, 2021 saw a retirement boom: “At least 1.7 million more older workers than expected retired due to the pandemic recession.” If you’ve recently retired, your home may not fit your new lifestyle. The good news is, you’ve likely built-up significant equity that can fuel your next move. According to the latest Homeowner Equity...

Category: Lower Keys Mortgage