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Category: Lower Keys Mortgage

The Florida Keys are a string of tropical islands stretching about 120 miles off the southern tip of the U.S. state of Florida, between the Atlantic Ocean and Gulf of Mexico. They’re known as a destination for fishing, boating, snorkeling and scuba diving. The southernmost city of Key West is famous for Duval Street’s many bars, Mallory Square’s nightly Sunset Celebration and the Ernest Hemingway Home and Museum.

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Do I Really Need a 20% Down Payment to Buy a Home?

Written by Lower Keys Mortgage Syndicated User on . Posted in Lower Keys Florida Mortgage, Lower Keys Mortgage.

Is the idea of saving for a down payment holding you back from buying a home right now? You may be eager to take advantage of today’s low mortgage rates, but the thought of needing a large down payment might make you want to pump the brakes. Today, there’s still a common myth that you have to come up with 20% of the total sale price for your down payment. This means people who could buy a home may be putting their plans on hold because they don’t have that much saved yet. The reality is, whether you’re looking for your first home or you’ve purchased one before, you most likely don’t need to...

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Want to Build Wealth? Buy a Home This Year.

Written by Lower Keys Mortgage Syndicated User on . Posted in Lower Keys Florida Mortgage, Lower Keys Mortgage.

Every year, households across the country make the decision to rent for another year or take the leap into homeownership. They look at their earnings and savings and then decide what makes the most financial sense. That equation will most likely take into consideration monthly housing costs, tax advantages, and other incremental expenses. Using these measurements, recent studies show that it’s still more affordable to own than rent in most of the country. There is, however, another financial advantage to owning a home that’s often forgotten in the analysis – the wealth built through equity...

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Curtain Goes Up on Evolving Theatrical Performances

Written by Lower Keys Mortgage Syndicated User on . Posted in Lower Keys Florida Mortgage, Lower Keys Mortgage.

A first-rate performing arts community in the Florida Keys & Key West offers audiences seasonal musicals, comedies and award-winning performances. The cultural community is adapting in a coronavirus era to present unique virtual and in-person socially distanced performances. A selection of early 2021 highlights is outlined here.Florida Keys Newsroom

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Turn to an Expert for the Best Advice, Not Perfect Advice

Written by Lower Keys Mortgage Syndicated User on . Posted in Lower Keys Florida Mortgage, Lower Keys Mortgage.

As we approach the anniversary of the hardships we’ve faced through this pandemic and the subsequent recession, it’s normal to reflect on everything that’s changed and wonder what’s ahead for 2021. While there are signs of economic recovery as vaccines are being issued, we still have a long way to go. It’s at times like these we want exact information about anything we’re doing. That information brings knowledge, and this gives us a sense of relief and comfort in uncertain times. If you’re thinking about buying or selling a home today, the same need for information is very real. But, because...

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Is Right Now the Right Time to Sell? [INFOGRAPHIC]

Written by Lower Keys Mortgage Syndicated User on . Posted in Lower Keys Florida Mortgage, Lower Keys Mortgage.

Some Highlights If you’re on the fence about selling your house, now is a great time to take advantage of sky-high demand, low supply, and fierce buyer competition. With buyer demand rising and historically low inventory for sale, if you’re in a position to move, your house may really stand out from the crowd. Let’s connect today to get your listing process underway. Content previously posted on Keeping Current Matters href=”https://www.simplifyingthemarket.com/en/?a=429471-6e7ae3e7d7cea4059ea7d116981248f9″>Keeping Current Matters

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Dr. Maira Estrada Joins the Spodak Dental Group Team in Delray Beach

Written by Lower Keys Mortgage Syndicated User on . Posted in AP, Business, Business News, Featured, Fla., Florida Business, Health and Medical, Lower Keys Florida Mortgage, Lower Keys Mortgage.

DELRAY BEACH, Fla. /Florida Newswire/ — Dr. Maira Estrada, a general dentist with more than four years of experience in the dental field, joins the prestigious team of general and specialty dentists at the Spodak Dental Group. Her mission as a dental care provider is to provide excellent care with a compassionate approach and ensure that every patient has a comfortable and positive experience. “We are thrilled to have Dr. Estrada join our team and help our family of patients achieve their dental goals,” said Dr. Craig Spodak, general dentist at Spodak Dental Group. “Her...

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What Record-Low Housing Inventory Means for You

Written by Lower Keys Mortgage Syndicated User on . Posted in Lower Keys Florida Mortgage, Lower Keys Mortgage.

The real estate market is expected to do very well in 2021, with mortgage rates that are hovering at historic lows and forecasted by experts to remain favorable throughout the year. One challenge to the housing industry, however, is the lack of homes available for sale today. Last week, the National Association of Realtors (NAR) released their Existing Home Sales Report, which shows that the inventory of homes for sale is currently at an all-time low. The report explains: “Total housing inventory at the end of December totaled 1.07 million units, down 16.4% from November and down 23% from...

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What Happens When Homeowners Leave Their Forbearance Plans?

Written by Lower Keys Mortgage Syndicated User on . Posted in Lower Keys Florida Mortgage, Lower Keys Mortgage.

According to the latest report from Black Knight, Inc., a well-respected provider of data and analytics for mortgage companies, 6.48 million households have entered a forbearance plan as a result of financial concerns brought on by the COVID-19 pandemic. Here’s where these homeowners stand right now: 2,543,000 (39%) are current on their payments and have left the program 625,000 (9%) have paid off their mortgages 434,000 (7%) have negotiated a repayment plan and have left the program 2,254,000 (35%) have extended their original forbearance plan 512,000 (8%) are still in their original forbearance...

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